{"id":944,"date":"2019-11-30T15:59:59","date_gmt":"2019-11-30T15:59:59","guid":{"rendered":"https:\/\/artecha.com\/?p=944"},"modified":"2019-12-30T16:47:50","modified_gmt":"2019-12-30T16:47:50","slug":"problems-and-opportunities-for-banks","status":"publish","type":"post","link":"https:\/\/artecha.com\/it\/problems-and-opportunities-for-banks\/","title":{"rendered":"Problems and opportunities for banks in the digital era"},"content":{"rendered":"\n
Today we live in a global era when the banking system is already starting to fail. Banks are local, and the network is global. This requires a certain digital step from the banking industry. Digitalization means rethinking the bank in the realities of the Internet era. It is changing the business model and corporate culture of the bank, which are now built on the basis of digital platforms.<\/p>\n\n\n\n
Since mainly bankers are at the head of banks, this could be a problem for bank innovation. The top management of most banks does not have an engineer in their team. This has to be a person with a digital technology background. A person in charge of digital on-boarding. Therefore, the leadership of such banks believes that digitalization is a project. In each business area, some digital project is created, a leader is assigned and the task of the digital reform is set. This person gathers a team, receives a budget, completes his project, and everything returns back to normal. This has nothing to do with real digitalization and is nothing more than patching holes. <\/p>\n\n\n\n